MORTGAGE UNDERWRITER

My client leading and growing provider of residential mortgages is currently seeking a number of experienced mortgage underwriters to be part of their growing team.

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Responsibilities:

• Credit Assessment

  1. Prepare, review and analyse the creditworthiness and risk implication of lending applications ensuring adherence to policy and process measures always.

  2. Complete financial analysis and make informed lending decisions.

  3. Credit assessment, proof of income, bank statements, statement of affairs, and any other supporting documentation.

  4. Ensure the accuracy and completeness of all data supporting applications as per agreed policy and criteria.

  5. Credit recommendation above discretion limit

  6. Present to credit committee and produce credit reports and recommendations.

  7.  Ensure operational and regulatory compliance throughout the process.

 

• Customer Service

  1. Maintain relationships with key stakeholders to promote credit policy whilst maximising new opportunities.

  2. Provision of exemplary levels of service to both internal and external customers.

  3. Ongoing strong communication and turnaround times associated with business processing.

  4. Flexible yet commercially sound underwriting in line with company guidelines.

 

Successful Candidate​:

1. 2+ years in mortgage underwriting and mortgage assessment.

2. Desirable QFA but must be an Approved Product Advisor (APA). ​

3. Degree in Business/Finance or equivalent.

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Salary : €50,000 - €60,000

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